Terms.

Who we are.

This website is operated by BTS Insurance LLC, doing business as Oak & Mercer Benefits. References to "we," "us," and "our" on this page mean BTS Insurance LLC.

What this site is for.

This site is informational. It describes the services we offer and how to get in touch. The information on this site is general, not personalized advice about insurance, benefits, taxes, or law.

Specific recommendations about coverage, carriers, or plan design come from a one-on-one conversation with a licensed broker. Coverage availability, pricing, and suitability depend on facts about your group that we cannot know from a website alone.

No warranty.

We try to keep this site accurate and up to date, but we make no guarantees about the content. The site is provided as-is. If you spot something that looks wrong, please tell us at support@oakandmercerbenefits.com.

Intellectual property.

The content on this site (text, design, photography, and logos) is owned by BTS Insurance LLC or used with permission. You may view and print it for personal, non-commercial use. Please do not copy, republish, or use it commercially without our written permission.

Limitation of liability.

To the fullest extent permitted by law, BTS Insurance LLC is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website.

Governing law.

These terms are governed by the laws of the State of Washington. Any disputes will be handled in the state or federal courts located in King County, Washington.

Changes to these terms.

We may update these terms from time to time. When we do, we will change the "last updated" date at the top of the page. Continued use of the site after an update means you accept the revised terms.

Contact.

BTS Insurance LLC dba Oak & Mercer Benefits
Seattle, Washington
support@oakandmercerbenefits.com
(206) 696-8815